LIFE INSURANCE

Peace of mind for both your coverage and wallet.

Life insurance can protect the financial security of the ones closest to you by giving them a tax-free payment if you pass away.

By customizing your own personal plan to fit the needs and goals for you and your family, life insurance provides peace of mind for you and your loved ones. The type of life insurance your purchase should be based on your needs first and product second. This is why we work with you to help determine the best solution for you.

CRITICAL ILLNESS

Protect your financial life in the most difficult times.

Critical Illness does not replace your medical insurance but it enhances it by providing you with Peace of Mind at a time you need it most.

More people nowadays are becoming diagnosed with a Critical Illness such as a Heart Attack, Stroke or Life Threatening Cancer to name a few and survive. There is a good chance we may all know of someone close to us in some way that may have been diagnosed with an illness and survive.  Medical advances have dramatically improved the survival rates of people  who suffer such Critical Illnesses and recovery may come with a significant financial cost that impacts both you and your loved ones close to you.

INCOME REPLACEMENT

It feels so good knowing your most valuable asset is well protected.

Your most valuable asset is your ability to earn an income. Disability insurance can help protect the lifestyle your income affords and provide valuable services to help you return to work.

When asked what an individual’s most valuable asset is, many tend to respond with that being their home.  In actuality, our health and ability to earn an income is our greatest asset.

Many individuals never stop to think about the risk of being disabled while they can still earn an income.  Unfortunately, there tends to be the notion that nothing can happen while being young or healthy.  Many also believe that their employers group insurance will provide adequate benefits if they were to become disabled.

GROUP BENEFITS

Benefits that work for you and everyone else.

At Graceffa Insurance Group we provide tailored plans that meet the needs of your employees and company structure to ensure you are retaining key staff as well as attracting top talent.

Sure, we agree that they are critical to attract and retain good employees, yet, so many employees toss their booklets in the drawer without realizing or appreciating their benefits. We know there is so much more to a Benefits Plan and we can show you why!

PLAN  |  PRICE  |  PROVEN SERVICE

MORTGAGE INSURANCE SOLUTIONS

Make sure your biggest investment gets the right protection.

Purchasing real estate is the biggest financial commitment you will ever make, be sure to protect your investment.

The decisions you make today, will affect their tomorrow. Create peace of mind knowing that your family will be able to carry on and move forward with the right plan in place.